Posts tagged ‘savings ‘




Wants vs. Needs

Hi peeps…

So this past week has been a pretty tough one. We found out that our insurance is being changed. Then we found out that our insurance is doubling. Health insurance. Just when we thought that we had figured out how to handle having me on Shane’s insurance plan, it changed. This would be ok, because so far, we are both healthy individuals and most carriers would take us. The only problem is that this change just brings forth another headache. Now we have to re-budget (I know… not a word)… and start saving. Part of the things that this new insurance has is a very high deductible which means that if either one of us needs to go into the hospital for any reason we will get charged as much as our first-born’s college education. Needless to say we are anxious and praying for a solution to this obstacle on the road… especially since we WANT to have children within the next few years. For now all we can think of is to put every little penny aside… So we are still trying to figure THAT out… but all of this got me thinking…

What things can I get rid off? What are needs in my life and what are wants. Then I thought about cutting back on our dining, but we HAVE been doing that since the beginning of the year. We don’t go clubbing (I’ve always thought that was such a cool word!), we are not drinkers, we don’t have any expensive habits (except that car situation… I sooooo need to write THAT post). So what do we do? Where do we cut back?

Then I went to the mall because when you need to think clearly you need to go to the mall. I walked around, I looked at jewelry, I fell in love with a million things. I didn’t buy a thing. This wasn’t difficult to me as I am pretty good at exercising self-control… but what my little walk down shop heaven gave me was perspective. I don’t need the gorgeous watch. I don’t need the shiny earrings, I don’t need the new case for my phone… Those are wants. They are big stinky wants that don’t do anything but put a hold on our future… and while I KNEW this already… the trip to the mall was what I needed to remind myself that all of those material things are just “pacifiers.”

So today I got a reality check… and I liked it.

Now I WANT my NEEDS. I want(need) to have good health, I want(need) to save money for our future. I want(need) to have a happy home life. Basically I WANT what I already have (except the money for our future; we are working on that!)… and I NEED to continue having these things in my life… They are what keep me Alive. Happy. Safe.

Until next time…

Your friendly neighborhood SuperWife.

Add a comment March 19, 2010

Goodbye Molten Cake…

This my friends is a Molten Cake from a certain chain of restaurants that has sooooo much of The Supers’ money. Tonight Superman and I said goodbye to this wonderful cake. You see part of our welcoming this new year is to save money and get healthy. Those two things are part of a bigger resolution that we would like to accomplish that may or may not include changing our lives forever. So having said that we had a gift card to this specific money-taking restaurant and decided that today was the perfect day to use it. After all this weekend was all about extreme debauchery. Today, for example, we woke up at 3 o’clock in the afternoon (GASP!) and did absolutely nothing around the house. We hung out, watched certain Disney channel programs that may or may not be embarrassing to admit to having watched, then we went to have the yummy molten cake. Prior to that we indulged in chicken wings, fajitas and french fries, we wanted to leave our party life with a bang, of course!
After our wild and crazy dinner we went grocery shipping. We stocked up our cabinets with low sodium soups, wheat breads, high fiber stuff, and veggies ( I think Im going to die of hunger in this house, I don’t LIKE any of the above mentioned things!).
So now we are brand new people. Superman took his vitamins (he’s a reformed man I tell you) and I drank this…
Ok so maybe its just water with lemons in it… but its a BIG departure from a certain diet bubbly drink that I love OH SO MUCH.
Wish us luck… or make fun of us… whatever you want but we are sure going to try to do this and putting this in writing gives us a certain accountability.
YAY US! I feel more powerful already!
Until next time!
Your friendly neighborhood SuperWife.

1 comment January 3, 2010

 

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