Posts tagged ‘savings ‘
Wants vs. Needs
Hi peeps…
So this past week has been a pretty tough one. We found out that our insurance is being changed. Then we found out that our insurance is doubling. Health insurance. Just when we thought that we had figured out how to handle having me on Shane’s insurance plan, it changed. This would be ok, because so far, we are both healthy individuals and most carriers would take us. The only problem is that this change just brings forth another headache. Now we have to re-budget (I know… not a word)… and start saving. Part of the things that this new insurance has is a very high deductible which means that if either one of us needs to go into the hospital for any reason we will get charged as much as our first-born’s college education. Needless to say we are anxious and praying for a solution to this obstacle on the road… especially since we WANT to have children within the next few years. For now all we can think of is to put every little penny aside… So we are still trying to figure THAT out… but all of this got me thinking…
What things can I get rid off? What are needs in my life and what are wants. Then I thought about cutting back on our dining, but we HAVE been doing that since the beginning of the year. We don’t go clubbing (I’ve always thought that was such a cool word!), we are not drinkers, we don’t have any expensive habits (except that car situation… I sooooo need to write THAT post). So what do we do? Where do we cut back?
Then I went to the mall because when you need to think clearly you need to go to the mall. I walked around, I looked at jewelry, I fell in love with a million things. I didn’t buy a thing. This wasn’t difficult to me as I am pretty good at exercising self-control… but what my little walk down shop heaven gave me was perspective. I don’t need the gorgeous watch. I don’t need the shiny earrings, I don’t need the new case for my phone… Those are wants. They are big stinky wants that don’t do anything but put a hold on our future… and while I KNEW this already… the trip to the mall was what I needed to remind myself that all of those material things are just “pacifiers.”
So today I got a reality check… and I liked it.
Now I WANT my NEEDS. I want(need) to have good health, I want(need) to save money for our future. I want(need) to have a happy home life. Basically I WANT what I already have (except the money for our future; we are working on that!)… and I NEED to continue having these things in my life… They are what keep me Alive. Happy. Safe.
Until next time…
Your friendly neighborhood SuperWife.
Add a comment March 19, 2010
Goodbye Molten Cake…
1 comment January 3, 2010

